Author: Cheryl
•8:42 AM

I am going to get my Christmas bonus in two weeks. Yes, I feel very lucky that my company is still giving them this year. My dilemma is what to do with it.

Surprising huh? Since all my money now goes to our CC debt. My dilemma is this.

Do I take the whole thing and send it to CC debt?

Or do I send half to CC debt and with the other half buy a small chest freezer?

Our little freezer, which is the little top half of our fridge is completely full. It is actually dangerous to open it for fear of breaking your toes on a frozen pack of sliced bananas or bacon.

I have passed up on many a chances to stock up on super cheap meats, produce or ice cream because of space limitations. In fact my free turkey from ShopRite, is still taking up residence in my parent's neighbor's extra freezer one whole town over from ours. If I got and find a great sale on produce, then the produce takes up 3/4's of the room in my freezer and then there is no room for meat, and vice versa.

I have researched for days all sorts of freezers, sizes, costs, energy usage, etc. I have narrowed it down to two I like. Getting one from Craiglist or anything like that is out. My husband forbids it. I think we are both afraid I will get one there and it will die on day two or the person will try to kill me when I pick it up.

Do I consider the freezer an investment in us saving money and staying home and not going out to eat? And feel good with that and good that the other half is going to debt.

Or do I pass on it for now, and just deal with the small freezer and send it all to debt? Debt should me my 100% focus.

I'm so torn, help!

I also learned that I do not know how to spell dilemma. Thank you spell check.
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On December 8, 2008 at 12:32 PM , Christine said...

I snowball my debt payments. So, I pay the normal payments and an additional 5-10% of my net income goes to paying my debt down. So, I say take 5-10% of that bonus to pay the CC debt and put the rest towards that freezer. Cuz the freezer is totally worth it! We use ours to stock on our meat and ice cream. ;)

If you can stock up on good deals for meat... you're saving money right?

On December 9, 2008 at 9:22 PM , Cent With Love said...

I think that as long as you use some of your bonus to pay down your debt, you should feel good about it. I think an extra freezer is a great investment for someone who is trying to stockpile and save money on food by not eating out. I would love to have one...and I just may if I get a bonus this year!