Author: Cheryl
•2:41 PM


On top of our salaries there were a few times a year when extra money would come in. In the past we didn't always spend or use it wisely, hence our debt. But now that I am on the debt paying train, some of those extra little checks have decided they are going to disappear.

Thankfully we had a nice tax return that went directly to card #4. I usually get a nice fiscal bonus from work in April/May every year. That would have made a real nice dent in one of the cards. I now say "would have". With the economy, the fiscal bonus' are good as dead. All pay increases and annual bonus's are on hold too. My review is not until October, so maybe if I cross my fingers real hard, the economy will get better by then (yeah right).

The lovely, and I say that with utmost sarcasm, Governor of NJ has made his suggestions for the state budget and one thing that will affect us is the elimination of a rebate we get every fall for our homes. Since we make above a certain amount (and believe me it ain't high), we will lose out on that check this year.

So there are a few extra's that are now gone for now. I should have known this would happen when I decide to pay off my debt. But we still have jobs, so thankful for that. I persevere, whatever I got I am putting towards out debt and one day, oh one day, we will be credit card debt free.
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