Author: Cheryl
•5:57 AM

Four days into the new month and I almost forgot to do the financial update.

1.) Pay off credit cards # 4 and 5. #4 is almost gone. Just one more payment next week and I think it will be history. Then onto #5. Just in case you didn't remember before there are seven to get through before the end.

2.) Have emergency fund at $1500 by end of year. We are now up to $1051.24. I just increased my savings deposit starting with next week's check from $50 to $80. So we should have no problem with the $1500, in fact I am aiming for over $2000 by the end of the year.

3.) Buy chest freezer and stock with deals for dinners at home. Mr. Freeze is full and happy. My freezer upstairs actually could use a few things. We continue to make dinners from home. We really have even stopped the Starbucks dates since we are now biking on the weekends. This weekend it is supposed to be in the 60's and 70's after getting 8 inches of snow. So we are so excited to get out on our bikes.

4.) Stop buying certain pre-made products and make them from scratch at home.

Laundry Detergent - I would say I still have about 5 bottles of pre-made detergent left. Once they are gone I will buy no more. So maybe by the summer we will be into making the detergent from scratch.

Fabric Softener - Still have a few boxes of those left and since I tear them in half and only use half in each load, I will probably not be through those until the summer too.

Household cleaners - Still have alot of those. I wouldn't be surprised if they last me until the end of the year.

Syrup - Still making it from scratch. Would like to get some flavorings to try different syrups flavors.

Pasta Sauce - This one might be a problem. I could make sauce pretty cheap from scratch, but my husband is very particular on sauce and the only homemade sauce recipe he likes involves a ton of ingredients and gets expensive. Plus I have found some amazing deals on canned sauce that is cheaper than anything I could have made. So that one we will play by ear.

Meatloaf - I actually haven't tried to make a bunch of this in advance yet. I think I need to stock up on some more ground meat first.

5.) Clean out the garage and sell unnecessary things. With snow still on the ground, and my brothers things taking up residence there, I don't see a yard sale happening anytime soon. However I do have a TV and a cabinet I want to sell. Supposedly a friend of mine has a friend who wants the TV. If I don't hear from them soon, I am going to have to sign up for Craigslist or something and sell it there.
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