Author: Cheryl
•9:52 AM

As I mentioned in my grocery shopping post, I have been having headaches. I've had a tension headache now for 14 days. We are pretty much convinced it is eye strain, as me and my eyes have never been too friendly. And the headache gets better when I sleep and when my glasses are off my head. So after seeing my regular doctor and medicine not working, I made an appointment with my eye doctor.

He is an awesome doctor and checks every inch of my eyes and runs every test. And he recommended lowering my prescription and putting some glare protection on my lens. And that meant new glasses. I already used my eye insurance allowance for the year, so all I had left was our vision discount plan under our medical. And under that plan it was cheaper for me to get a whole new set of frames and lenses than replace the lens I have. Plus I would be without glasses if I had to get the ones I had replaced.

So we ordered new ones and of course it cost a little bit of money. So we had to use a little of our emergency fund. Right before I paid I must have stared at my wallet for 10 minutes trying to figure out some way not to use the emergency fund. That is when my husband said "Hey, this is what we have the fund for. Your eyes and head are killing you. It is okay for you to use the fund for this.".

So the fund dipped down a little bit. It is just a hair under $1000 and we still are putting money in it every check. So we will get it back up there soon.

The next day my dryer started making a horrible noise. They say when it rains it pours. My mom has the same dryer model and when her's made the same noise a year ago, she needed new ball bearings in it. We have an awesome little repair guy that will come and do it. But with the dryer I can last a little while without it. I do have to get it fixed sooner than the dishwasher, cause our towels are coming out like rocks when we line dry them. So we are going to wait until our next paycheck and budget in the money for that repair and not touch the EF for this. Once is enough for me for now.

So I can't say enough about having an emergency fund. If you don't have one, please start it now. You won't regret it.

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